A Case Study of the Yeshasvini Health Insurance Scheme for the Rural Poor in India
Sarosh Kuruvilla A1, Mingwei Liu A1, Priti Jacob A2
A1 Cornell University, Ithaca, New York A2 Narayana Hrudayalaya Hospital, Bangalore, India
Abstract: This is a case study of the Yeshasvini Health Insurance Scheme for rural farmers and peasants in Karnataka, which has a potential to be a model for developing countries in providing a modicum of health security for their citizens. We describe the origins and functioning of the scheme, analyze its performance to-date, and find support for its transferability to several other states in India. We also identify the institutional conditions that influence success of a scheme of this kind, and discuss some of the critical problems that occurred during the scheme's first year of operations.
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